Mortgage Interest Rates

If you are in the market to buy a home (or refi), there has never been a better time with interest rates falling below 4%.

Well, that's if the bank will lend you money (i.e. you have a job, haven't switched jobs in the past 2 years, you are not underwater on your mortgage - didn't buy your home 3-4 years ago, you know the secret handshake).

Good luck.